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Home Owner Loans

Being a home owner makes obtaining a loan all the more easier. At NZ Lending we have a wide range of products designed for home owners..

Need finance for home improvements? We offer loans for:

  • Repairs & Maintenance
  • Building Upgrades
  • Refurbishments
  • Bathroom & Kitchen Upgrades

Debt consolidation Loans:

  • Tidy up bills, vehicle loans, credit cards, personal loans & can also arrange cash on top of this should you need it.
  • Flexible loan repayment terms (up to 7 years)
  • Reduce monthly outgoings with all your debts put into one payment.

Unsecured Loans:

  • Borrow up to $5,000 unsecured
  • Must have a good credit history & no more than two existing loans

Bridging Finance:

Are you selling your house? NZ Lending can arrange a short term loan while your house is in the process of being sold. Typically our clients use this loan product for the following reasons:

  • Carry out any repairs / deferred maintained in order to achieve a better sale price.
  • Pay real estate advertising costs.
  • Consolidate existing debts.
  • Repay Mortgage arrears.
  • Vehicle purchases
  • Holidays

These types of loan payments are structured on a capitalised basis which means that you are not required to make any payments until your house sells. When it does the loan is repaid in full.

Please complete an online application or to discuss phone 0800 695 363.

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